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Financial Crime Investigator

29,160 P.A. ?
The Curve Group


Financial Crime Investigator

Manchester - Full Time, 12 month Fixed Term Contract

We're an award-winning bank; backing people to fulfil life's hopes and dreams.

Now is your chance…

Our Financial Crime Investigators are a vital support role across our business. Investigating all leads passed over from business lines across our product range to eliminate the presence of Financial Crime within our business. The team deals with a variety of cases across Mortgages, Invoice finance, Asset finance etc... and liaise with local law enforcement as well as many other areas of the business to conduct thorough investigations.

The role of a Financial Crime Investigator is really important to us. You will be part of a Team of 10 investigators split across our Manchester and Wilmslow offices and reporting in to our Financial Crime Operations Manager.

What would your day look like?

  • Accurately investigate and record Fraud and money laundering referrals (Suspicious Activity Reports) from all Mortgage, Business (SME) and Savings business lines.
  • Refer relevant investigations to senior investigators and / or second line FC for approval by the bank's Nominated Officer prior to disclosure to the relevant authorities.
  • Investigate fraud and anti- money laundering referrals through key financial crime systems such as Hunter, CIFAS, OWS, and Worldcheck, working to identifying target matches, discounting false positives and accurately recording findings and outcomes.
  • Review and investigate transaction monitoring reports for suspicious activity, ensuring there are no breaches and where required seek appropriate consent from the NCA.
  • Understand and apply bank financial crime policies, such as High Risk Customer Policy, as well as have the ability to apply industry regulations such as the Money Laundering directives.
  • Liaise and respond to law enforcement requests, investigate for any suspicious activity as required.
  • Maintain accurate records of each investigation, outcome and policy exception.
  • Work within the Money Laundering framework particularly with respect to tipping off and failure to report.
  • Conduct 3rd party reviews on brokers, solicitors other third parties, escalating the outcome to the Financial Crime QC Specialist and Financial Crime Operations Manager to feed into the relevant forums.
  • Respond to ad-hoc queries providing guidance to business lines, working to improve front line financial crime awareness policies and promote best practice to the business lines in relation to Financial Crime procedures.

What do we expect of you?

To be considered for this position you must have experience working with a Financial Crime Investigation/prevention role within a Financial Services Organisation.

You must also have:

  • Experience using CIFAS and HUNTER
  • Experience in a financial crime prevention role
  • Confident and experienced in financial services
  • Knowledge of Mortgages, Asset Finance, Invoice Finance & Savings within financial services
  • Knowledge of relevant banking regulation and legislation

What can you expect of us?

  • A friendly and flexible culture, synonymous with our proposition to our Customers.
  • A smart yet comfortable working environment, well located for the daily commute and those lunchtime errands.
  • A growing organisation that defines itself as being nimble, lean and strong.
  • A drive for continuous improvement, for which you will be empowered to get behind from day one.
  • A visible and approachable ExCo; who you will very likely to bump into whilst making your morning coffee.

And of course you will be compensated competitively, with a good range of core benefits and bonus potential.

Still Curious?

A lot can happen in a year!

In 2019 Our Client Group was formed; bringing together two very successful businesses, Our Client Bank and MotoNovo Finance, under the First Rand umbrella. Whilst our parent company operates internationally from their HQ in South Africa, we are a UK-based financial services specialist that supports our customers across a range of products and services, with hubs throughout the UK, including London, Reading, Manchester and Cardiff.

We also celebrated our 10th Birthday and fundamentally 10 years of helping those with ideas; by saying yes to our customers. We've propelled entrepreneurs on their journeys; we've given first-timers a leg-up onto the property ladder; and we've opened up the lending market to many.

As for what the next 12 months has to offer; we are embarking upon the delivery of our Purpose; a Purpose that underpins our next 3 to 5 years as a growing business. Join us today and we will make the same Promises to you as an employee, as we do to each of our Customers.

We do not accept speculative agency CVs. Any CV received by Our Client will be treated as a gift and not eligible for an agency fee. PSL agencies should only send CVs if authorised to do so by HR.

Where a DBS check or CIFAS check is identified as necessary, all application forms, job adverts and recruitment briefs will contain a statement that an application for a DBS certificate or a CIFAS check will be submitted in the event of the individual being offered the position.

Our Client is an equal opportunities employer.

This job was originally posted as www.totaljobs.com/job/90749613