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Risk and Compliance Officer

Salary:
£45,000 - 50,000 per year
Location:
Portsmouth
Company:
Toyota Financial Services, KINTO and KINTO JOIN

Description

This role is for KINTO UK Limited, KINTO UK is part of the Toyota Group and supported by the HR team at Toyota Financial Services (UK) PLC”

In this role, you will be supporting the General Counsel (who is also the Company Secretary and the Data Protection Officer) at an exciting and challenging time. With the sale of our business to Toyota Fleet Mobility GmbH in December 2019 and integration tasks still ongoing there is a lot on the ‘to do’ list. You will be key to helping the General Counsel with the existing varied workload and will have lots of opportunity to work on your own risk and compliance caseload and projects, including advising on arrears, repossessions, escalated customer complaints and more.

This role is fundamental in ensuring KINTO UK complies with its various business compliance obligations concerning existing and future regulation, legislation and company policies and procedures. A primary focus of the role is regulatory compliance including the FCA and SMCR; AML (and other financial crime); ABC, competition laws and modern slavery risks within our supply chain.

This role also has an important part to play in ensuring that KINTO has a robust risk management system in place, including supporting the General Counsel with managing the KINTO UK Risk Register, the Risk Treatment Plan and the Risk Committees.

The role holder has a leading role to play in embedding a positive culture of ethics and compliance at KINTO UK through training and raising awareness of required behaviours, monitoring compliance with these requirements and promoting a culture of continuous improvement across the company.

You must have great attention to detail and a high level of grammatical accuracy for this role, as you will be helping to write business policies and procedures, training presentations and reports to our internal and external stakeholders.

JOB ROLE

1 Monitor regulations and ensure changes are understood and raised with the business at an appropriate level.

2 Manage introduction of new regulations: understanding, communicating, planning changes and implementing.

3 Develop appropriate processes and procedures for compliance with legislative and regulatory matters, such as money laundering, bribery, consumer credit, competition, modern slavery and FCA regulations.

4 Proactively ensure compliance with regulations on a departmental and company level.

5 Manage compliance training content and input into delivery of training via the HR & L&D team.

6 Manage suspicious activity reporting and the completion of internal and external compliance returns.

7 Assist in further embedding a Conduct Risk based compliance culture within the business.

8 Where required, ensure that any external advertising meets regulatory requirements.

9 Where required, advise customer facing departments, including in relation to customer complaints escalated to the Financial Ombudsman Service, collection of arrears and vehicle repossessions.

10 Advise as to the compliance considerations relating to new business ventures, projects and product development.

11 Support the General Counsel with the risk committees, including administering the risk register and risk treatment plan in close co-operation with various teams and functions across KINTO UK.

12 Responsible for the development and management of the Business Continuity Plans in conjunction with other teams around the business.

Requirements

SKILLS AND EXPERIENCE REQUIRED

1 Exposure to core financial & regulatory compliance requirements e.g. FCA, AML, CTF is essential for this role.

2 Experience of developing and maintaining a full SMCR programme is essential.

3 Good working knowledge of other regulatory compliance matters, such as ABC, money laundering, financial crime, modern slavery is essential.

4 Familiarity with Conduct Risk management and conducting compliance monitoring activities is essential.

5 Experience of working within a compliance department, any relevant experience/exposure to the Financial Services industry, especially automotive, is desirable.

6 Strong skills with MS Office software (especially Word, Excel and PowerPoint) and superb organisational skills is essential.

7 Exposure to management of other risks, including managing a risk register is desirable.

8 Experience of managing and developing business continuity plans is not essential but a willingness to learn and take responsibility for managing BCP across the business is highly desirable.

STYLE AND CULTURE

 Self-starter with an analytical mind and natural problem solver

 Proficient multi-tasker in a fast paced change environment, able to prioritise workload and manage time effectively

 Willingness to represent Legal & Compliance as a key contact for the business

 Encourages an environment where continuous improvement is paramount

 Natural relationship builder with the skills to influence and be a trusted business advisor

 Able to work on own initiative, without supervision, and as part of a team

 Confident and proficient in all relevant areas of risk & compliance advice and support

 Excellent attention to detail and high standard of presentation and reporting

 Flexible approach to working hours

Benefits

KINTO UK Limited has been providing flexible fleet management and vehicle leasing solutions to Corporate, Government and Non-profit sector clients throughout the UK for more than 50 years and has grown to become one of the UK’s leading fleet management companies. KINTO UK Limited became part of the global Toyota Motor Corporation Group in December 2019 and benefits from having a major OEM and Financial Services parent company with ambitious growth targets and investment in the business to evolve and become mobility services company. KINTO UK are also expanding its reach in the consumer automotive finance industry by adding personal contract hire products to its ever expanding portfolio. It’s an exciting time to join us as we progress on our journey to becoming a full mobility services organisation!

We have a great benefits package as well as offering competitive salaries. Alongside a great contributory pension, a savings scheme, life insurance and free on-site parking there is also a company-wide discretionary bonus scheme and savings to be made with our reward gateway.

We are centrally located with excellent public transport links and close facilities for car, bike or foot travel. There are also a wide variety of shops and eateries on our doorstep to grab breakfast, lunch or a cheeky KFC or burger on the way home. There’s even a nursery, a gym and a supermarket right opposite.

There are plenty of opportunities to learn and do new things with a wide variety or learning and development courses available to our people, alongside opportunities for professional development where relevant.

The best thing of all is that you will be working in a friendly and energetic business, where laughter and respect for each other means you can always look forward to Monday morning.

We have advertised for the role at 37.5 hours per week, however we are flexible to reduce this to 30 hours for the right candidate if required

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